Case Study
Maji
Maji is a leading financial wellbeing provider in the UK. By offering financial education, personalized 1-1 coaching and intuitive financial tools, Maji helps employers and partners improve workforce financial wellbeing, driving measurable cost savings and enhanced productivity.
Challenges
Secure Open Banking Integration & Compliance
Implementing Open Banking APIs while ensuring FCA regulations, GDPR compliance, and secure handling of sensitive financial data.
Real-Time Financial Data Processing
Managing live transaction data to deliver instant insights, personalised tools, and accurate financial recommendations.
Data Privacy, Encryption & Access Control
Protecting financial data through end-to-end encryption, secure authentication, and role-based access across systems.
Automated Testing & Quality Assurance for Financial Flows
Ensuring accuracy and reliability across critical financial journeys through robust QA and automated testing pipelines.
Solutions
Our technical approach prioritized security, scalability, and user-centric data architecture to meet Maji's rigorous standards.
Subscription & Multi-Tenant Management System
Created a secure, organisation-level subscription model enabling employers and partners to manage users and plans efficiently.
Secure Open Banking Integration Layer
Built a compliant, resilient Open Banking framework to safely connect multiple UK banks and process real-time financial data.
Privacy-First Financial Data Architecture
Implemented encryption, access control, and consent management to protect sensitive financial information end-to-end.
Real-Time Financial Insights Engine
Developed backend services to normalise bank data and deliver personalised, actionable financial wellbeing insights.
How We Implemented the Solution
Secure Open Banking Framework
We built a secure Open Banking integration layer that connects multiple UK banks through compliant APIs. The system ensures safe data exchange while meeting FCA and GDPR requirements.
Real-Time Financial Data Engine
A high-performance backend processes live transaction data instantly. This enables accurate spending insights, budgeting support, and personalised financial recommendations.
Privacy-First Data Architecture
We implemented end-to-end encryption, consent management, and strict access controls. Sensitive financial data is protected at every stage of the user journey.
Multi-Tenant Subscription System
A scalable organisation-level subscription model allows employers to manage users, plans, and access efficiently within isolated environments.
Intelligent Insights & Personalisation
Bank data is normalised and analysed to deliver actionable, easy-to-understand financial insights tailored to each user.
Automated Testing & QA
Robust automated testing pipelines ensure accuracy across critical financial flows, including account linking and transaction processing.
Engineering Matrix
The technical foundation and measurable performance outcomes of the system.
Open Banking account integration
Seamless secure bank syncing.
Enabled secure, real-time Open Banking data access
Personalised financial insights
AI-driven financial recommendations.
Delivered faster, more accurate financial insights
Deals and discounts engine
Structured financial learning paths.
Increased user engagement through personalised tools and offers
Subscription-based access
Live expert interaction platform.
Improved platform scalability across web and mobile
Web and mobile platform support
Aggregated wellbeing metrics for HR.
Strengthened data security and regulatory compliance
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